Chili cheese bean dip

Put the refried beans in a mixing bowl.

Add grated pepper jack and sharp cheddar.

Add avocado oil, then sour cream, minced garlic, sliced green onions and chopped cilantro (if making the day before, add the garlic, onion and cilantro the next day).

Squeeze in the juice of a lime; add ground cumin, ground chipotle, ground ancho, diced jalapeno and a little cayenne.

Mix with a spatula until perfectly combined; no salt is needed with canned refried beans. Taste.

Serve immediately, or wrap and chill in the fridge a few hours.

Transfer to a serving bowl, scatter red and green pepper and sliced green onion over, and serve with corn chips.